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Get a free quote for health insurance in Germany

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About health insurance in Germany

In Germany, health insurance is divided into public and private sectors. Despite differences in their operations, certain criteria must be met to qualify for private health insurance. Self-employed individuals, freelancers, students, and civil servants can join private health insurance without any additional conditions. Employees are eligible for private health insurance if their annual income exceeds the annual earning limit (JAEG), which is set at €69,300 for 2024. Those who do not meet this income threshold must enroll in public health insurance.

Idependent Advice

As an independent health insurance broker, we offer a comprehensive range of German health insurance options.

English speaking support

We provide assistance in English to help you navigate through German-speaking doctors and paperwork.

Get your visa

We ensure your health insurance meets German legal requirements and assist in preparing your documents.

After sales service

Our support continues after your purchase, helping you with claims and ensuring you are covered without hassle.

How to buy private health insurance

Eligibility Criteria for private health insurance

Eligibility for private health insurance is largely determined by your occupation. Employees qualify if their annual gross income surpasses the JAEG limit. Civil servants can opt for private insurance regardless of their income, often with a significant portion of the cost covered by their employer. Self-employed individuals, freelancers, and students can choose private insurance freely. Public health insurance providers are not required to cover third-country nationals, often necessitating private insurance for self-employed individuals.

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Documents Required to buy private health insurance

Employees covered by public health insurance are registered by their employer and can select any public provider, informing their employer of their choice. For private health insurance, costs are influenced by your health status, necessitating a doctor’s evaluation. We can arrange this appointment, and once completed, we only need a copy of your passport.

The process of buying private health insurance

First request a quote from us, we will then assess your basic information such as income and age. After this, your needs are discussed to ensure your coverage is according to your personal situation.

You will receive a free quote from us and we will help you understand the ins and out of the health insurance coverage, costs and benefits.

As soon as you accept our offer, you complete the signup process and get your health insurance card.

We offer after sales support such as claiming and doctor appointments among others. Be protected, hassle free!

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